Rebirth 76: Industrial Internet Empire

Chapter 369 College Student Tutoring Network

Yang Mo thought for a while and then said: "We can use another method. For college students who are in urgent need of computers, or young people who have just entered the workplace, we can provide low-interest special consumer loans to buy computers!"

He Jianye looked surprised: "This is not a small amount, it costs several billion yuan at least. Which bank is willing to provide such a large low-interest loan? Or should you Zhiyuan provide it? Besides, many college students come from In remote rural areas, they do not have the ability to repay in a short period of time..."

Yang Mo nodded: "That's true. There are currently close to 300 million college students in school, and they basically all have the need to buy computers. In addition, young people who have just joined the workforce, the loan size required is definitely not a small amount, and banks are indeed not willing. To undertake this kind of inclusive credit consumption loan, only our Zhiyuan Group can provide this loan..."

He Jianye's eyes widened and he asked in surprise: "It is rumored that Zhiyuan Group made a lot of money during the Southeast Asian financial crisis. It seems that the rumors are true, but I still have to remind you that this is nearly [-] billion without any collateral. The credit loan may drag down the entire Zhiyuan Group, so you have to think carefully!"

Yang Mo said disapprovingly: "College students are the proud ones of heaven. I am not worried about their credit and repayment ability at all!"

He Jianye shook his head and smiled bitterly: "This is not a small amount of money, it's thousands of dollars. Some people don't want to pay it back even if they have the ability to repay it. What can you do to them?"

Yang Mo chuckled and said: "Just take this opportunity to establish a mature credit reporting system like the developed Western countries, and incorporate banks, public transportation, education, and employment into the credit reporting system, and no one will dare to be a bad guy... "

"It seems that you have done your homework and are really ready to provide consumer credit loans to young people? How to operate it specifically? Are you cooperating with the four major state-owned banks?" He Jianye asked worriedly.

"Director He, does Paypal know about it?" Yang Mo asked.

He Jianye nodded.

Yang Mo continued: "We are going to copy Paypal to China and establish Zhiyuan Online Payment Technology Company. As the main lending body of this computer inclusive plan, we only need the bank to give us an interface to connect the bank card..."

"Paypal seems to be a wholly-owned subsidiary of Qianhai Asset Management, right? Are you planning to set up a branch in China?" He Jianye asked in surprise.

Yang Mo shook his head: "No, create a new online payment company. Online payment tools are too important! They cannot be in the hands of foreign companies..."

He Jianye waved his hand and said: "Don't do this with me! Do you think I don't know? Qianhai Asset Management is also an affiliated company of your Zhiyuan Group!"

Yang Mo looked embarrassed and continued to explain: "That's different. Paypal's headquarters is in the United States, and its data center and R&D center are also in Silicon Valley. We must have our own data center and R&D center, not just online payment." Tools, the strategic significance of the Internet inclusive plan is that we need to have our own high-tech Internet companies such as search engines, social media, e-commerce, portals..."

He Jianye's heart was in turmoil. Only now did he truly understand why Yang Mo invested more than [-] billion to promote the inclusive Internet plan. The entire plan can be said to be a chain of links, and every detail...

After He Jianye thought for a long time, he said with a serious face: "The leaders above have always praised the Internet inclusive plan. Financial licenses and bank interfaces should not be a problem. However, creating an online payment tool company is not something that can be accomplished overnight. It still requires pay close attention!"

Yang Mo shook his head and said: "This is not a problem. We will poach a technical team from Silicon Valley. As long as the financial license and bank interface issues are resolved, it should be online within half a year!"

"You want the land in Zhongguancun to be the headquarters of Zhiyuan Online Payment Company, right? There's no need to go to the city government for now. I will report it as soon as possible. As long as your plan can be approved, land, licenses, and interfaces are not problems!" He Jianye Station He stood up, grabbed his coat and prepared to leave.

"Don't worry! If you want the plan to pass smoothly, I still have a bargaining chip here. If you add this bargaining chip, it should be foolproof!" Yang Mo said with a smile.

"What bargaining chip?" He Jianye stopped.

"I have thought about it for a long time. We cannot let these college students be burdened with heavy debts before they enter the society. This will constrain their creativity and prevent them from venturing out..."

He Jianye was stunned by Yang Mo's words. He almost blurted out and asked, "What? You don't want to sponsor a batch of computers, do you?"

"Do you think I look like a fool? Or do I look like the Guanyin Bodhisattva who saves all sentient beings and saves suffering?" Yang Mo asked, pointing to the tip of his nose.

He Jianye shook his head solemnly and said: "It doesn't look like it! It looks like you are a profitless profiteer. Let me tell you, what leverage do you have?"

"I want to give most college students a chance to make money through their own efforts. Maybe they can pay off their loans early while they are in school..." Yang Mo said thoughtfully.

"You can pay back 6 to 7 yuan while you are in school? You can earn so much money by doing odd jobs?" He Jianye asked with a surprised look on his face.

Yang Mo chuckled and said: "I plan to create a non-profit tutoring website for college students, just like eBay. The spare time of college students with excellent academic performance will be auctioned on the tutoring website. This will not only help some parents of primary and secondary school students who need tutoring, but also It can also earn living expenses for some poor students. The revenue from the website is temporarily set to help children who have dropped out of school due to poverty in remote areas and build more Hope Primary Schools..."

He Jianye looked at Yang Mo like a monster. He knew very well that by adding this bargaining chip, all problems would be solved!

Without any money from the state, the problem of 10,000+ poor college students plaguing major universities will be solved. The most important thing is that with the operational capabilities of Zhiyuan Group, it may even be possible to solve the problem of out-of-school children in remote mountainous areas once and for all...

"I take back my previous comment on you!" He Jianye patted Yang Mo on the shoulder and said.

"What evaluation?"

"A profiteer!"

"Director He, I'm not talking about you. You are caused by the feudal ideology of emphasizing agriculture over commerce! Gentlemen love money in a proper way. It is the nature of capital to pursue profit. How can you say that you are a profiteer?" Yang Mo said, "Speaking with sincerity and sincerity." said.

He Jianye waved his hand disdainfully: "If you say you have a cough, you will be short of breath! But to be honest, this charity plan is indeed somewhat attractive, and it can indeed solve some problems..."

Yang Mo nodded: "I plan to run the college student tutoring network through the Zhiyuan Charity Foundation, with dedicated funds. When funds are insufficient, they can also be supplemented through the foundation..."