novelones Chapter 484 Open mind
Chapter 484 Open mind
An An must be out of control. Now that he is famous and rich, there is no problem in making his debut.
Liang Xin could only sigh, and then he cheered up and started chatting with Chen Guangjian, "I think this is possible. Don't we have a charity foundation? Why not use the company's current money in addition to daily expenses in the name of the foundation?" , all transferred to the account of the charity fund. The charity fund does not take this money in vain. It will return the money to the company at an interest rate of about [-]% every year, which is slightly higher than that of the bank. The time will be until February [-]. month, which is half a year before listing.
When the time comes, all the money, including the principal and interest, will be transferred from the left hand to the right hand, back to Sanjin Technology's account.There are two benefits to doing this. First, Sanjin Technology can get four more points of profit for nothing.Secondly, if the company has less liquidity on its books and internal funds are quite tight, it can also remind all parties to stop spending money indiscriminately. "
Chen Guangjian said: "For example, buying you a new car?"
"Don't forget about the drizzle. Besides, I bought everything..." Liang Xin didn't know the meaning of the double mark. He casually defended "no reason" and then continued, "Then the key point is still Follow-up action.”
Chen Guangjian nodded, not knowing whether he was agreeing with Liang Xin's spending of company money to improve his salary, or letting him continue talking, but Liang Xin really didn't mean to stop anyway, and said to himself: "The second step is to follow. The money from the charity fund can be used as reserves. We use it to cooperate with W City Commercial Bank, a subsidiary of Dongfeng Investment, and ask the bank to help us launch a financial product with an annual return of 3000%. The purchase starts in two years, regardless of the common people. No matter how much you buy, the 700% interest will be deducted from our reserves. We will issue as many financial products as we have reserves. In this way, based on our current daily turnover of [-] million, we will use [-]% of it. Just use it, [-] million will be enough to cope..."
Liang Xin looked around, An Anxin understood, and immediately reached out to take the calculator from the table and handed it to Liang Xin's hand.
"Yes, that's it." Liang Xin took it from An An's hand and pressed it quickly, "Twenty-seven million, divided by 700%... That's 12.00 million. In this way, we can benefit from society every day, If we absorb more than 500 million yuan of funds, based on our current flow situation, if this amount can last for 670 days on average, we can pull in... 670 billion? Fuck! [-] billion!?"
Liang Xin exclaimed.
Chen Guangjian was also stunned for a moment.
The two people stared at each other for a few seconds, then Chen Guangjian licked his lips and took a pack of cigarettes from the table, "You continue."
"Well..." Liang Xin said, "Then...then, doesn't this 670 billion belong to the common people? It must be returned. We must prevent losses first, right. Then let's take more than half of it, 370 billion. Billion, deposited in the bank regularly for two years, the interest on this deposit can be only [-]%. W City Commercial Bank is owned by itself, so when the bank takes the deposit, our actual financial product interest expenses can be saved in half.
Then, the other half, that is, the 300 billion, we can use part of it to buy land, buy land in City B and land in City S, and there is no need to rush to develop it after buying it.Part of it can be raised at an appropriate price and resold to Dongfeng International Real Estate. Dongfeng International Real Estate also needs to acquire land anyway. If we acquire it for them in advance, we can charge a handling fee. Isn’t that excessive? "
Chen Guangjian thought for a moment and said, "It's not too much."
Liang Xin continued: "Then for the other part, the price can be increased significantly according to market conditions. We will sell as much as the market rises. Domestic real estate companies will definitely be rushing to buy land. Let's take them away first." The road is blocked, leaving them with no way out. In this way, once two years are up, the financial products we set up in the name of the charity fund can be 100% redeemed in terms of interest payment, and there will even be a surplus of half of the funds. .
In terms of principal repayment, more than half is in the hands of the bank, and the bank will definitely not have any problems. The remaining half is in our own hands. According to optimistic calculations, based on an average increase of at least 50.00%, in addition to repaying the market's 300 billion principal In addition to the money, it can also earn an additional 150 billion in profits. At the same time, it greatly helps Dongfeng International Real Estate and shortens the time to obtain land.
In the end, the profit of 150 billion, plus the half of the reserves that have not been used up, will be transferred back to the charity fund's account.This part of the money can be divided into three parts. The first part, with interest, will return all the money and interest that Sanjin Technology has transferred to the charity fund in the past few years to Sanjin Technology. You can even transfer a little more appropriately. , anyway, it is up to us to decide how to divide it at that time.Half a year before Sanjin Technology went public, the funds on its account were extremely abundant, and it would look very good.
Let’s talk about the second part. Half of the remaining money in the charity fund’s account will be left to the charity fund. Let’s go back and follow the same routine as at the beginning and use this money as a reserve fund to do the second round with W City Commercial Bank. cooperate.All the money earned this time will go to the charity fund, so I suggest that we can make the charity fund relatively independent now.To privately subscribe for a portion of the shares, for example, I will get 5.00% first, and you will get 5.00% too. It’s interesting..."
Old Chen nodded repeatedly, "Well...it's indeed interesting."
Liang Xin said: "Dad, don't worry, the most interesting thing is the last part. Of the 150 billion, Sanjin Technology will take one piece, and the charity fund will keep one piece. The rest, no matter what, must have a tenth One, right? You should have 15 billion, right? Then we are busy, especially now, the actual right to use this money lies in the hands of the board of directors. You are the chairman of the Sanjin Technology Board. He is also the vice president of Dongfeng International Real Estate. To make this money, he also needs a name. Just as you said, it is such a coincidence that I am now fully responsible for the Dongfeng Times Plaza No. [-] project in W City. From beginning to end, this matter is We are working on it, so when it is finished, even if we have no credit, we will still have hard work, right?"
Chen Guangjian's eyes lit up, "Well... yes!"
Liang Xin shouted: "It's more than yes! It's simply no! This matter can't be done without the two of us, right? Without us working together, Sanjin Technology can't just sit and make money, right? Sanjin Technology If we can’t make money, we’ll have to go public in [-], right? If Dongfeng International Real Estate doesn’t have our operations, it won’t be able to grab the land from others, right?”
Chen Guangjian couldn't help but nod, his eyes bulged.
An An's face was full of indescribable admiration, and her eyes were almost wet when she looked at Liang Xin.
"Dad, I'm just going to tell you that based on our contribution, this shareholding ratio will be half for you and half for me. We will divide the money together. Can others gossip?"
Chen Guangjian stood up in response, "Let's see who dares to ride a horse!"
"Yes!" Liang Xin said, "When we do this, Sanjin Technology Sanjin Technology will get the benefits, Dongfeng Real Estate will get the benefits, the banks will get the benefits, and the ordinary people will get the benefits. In the smallest case, the rain and dew will be shared equally. In the larger case, , benefiting the common people. The country would like to thank us for making important contributions to the early realization of the four modernizations of the motherland. When the time comes when the two of us spit on the ground, it will be more important than winning the Nobel Prize in Economics! "
"Axin, you are really good at riding a horse..." Chen Guangjian walked out from behind the table excitedly, walked quickly to Liang Xin, hugged him hard, and hammered Liang Xin twice on the back with a loud thud. Back, "Okay! Okay! You are better than Lao Teng! You are better than Lao Teng!"
"Lao Teng?" Liang Xin asked, holding back his grief, "What's wrong with Lao Teng?"
"Oh, you just keep talking, why did you hit her so hard!" At this moment, An An suddenly stood up from the side, angrily slapped Chen Guangjian's hand away, glared at his father angrily, and touched Liang Xin's back distressedly. Back, "Brother, does it hurt?"
Liang Xin didn't dare to speak.
Chen Guangjian smiled at An An, quickly let go of Liang Xin, looked at Liang Xin and sighed: "Oh, Lao Teng can't do it. You can't open Lao Teng's idea..."
.